Dec 01th, 2019 Payments, Payment Processing, Credit Cards

How Mobile Businesses Can Take Credit Card Payments Anywhere

How mobile businesses can take credit card payments anywhere-2

Consumers are looking to pay businesses in the most convenient way possible. This is why you'll find cash is virtually non-existent in today's commerce.

People quickly adopted credit cards when they first arrived on the scene decades ago. And now, there's a new big player that's changing the spending habits of customers -- eWallets.

Mobile apps like Apple Pay and Google Pay allow customers to shop online and offline without using their credit card (or credit card details). So if your local business doesn't take credit card payments in this fashion, then you risk falling behind the competition.

According to a report by the Electronic Transactions Association, Americans spent a whopping $64 billion using mobile wallet apps in 2018. And it's expected to increase to $88 billion in 2019.

This makes sense when 23% of smartphone users use mobile wallets. Not on the ball with accepting credit card payments online?

You will be after reading this.

How Do You Take Credit Card Payments Anywhere?

The beauty of credit cards is that it allows you to pay for items and services without cash. But what if your customers want to send a payment virtually or without pulling out their wallet?

To accommodate them, you can opt to take credit card payments from anywhere using mobile app technology. Here's a quick look at how it works:

  • You need a payment gateway: This will allow you to process transactions online and offline using a customer's log-in information for Google Pay, Apple Pay, and similar mobile wallets.
  • The payment gateway requests approval: The issuer of the credit card will have to authorize the transaction based on the available funds in the customer's account.
  • Your account is funded: Once the authorization is complete, you'll receive your funds quickly (typically within a day or two).

It's a simple process, which is why local business owners and consumers love mobile payments. All you need is a payment gateway like GoSite to get started.

take mobile credit card payments

Mobile Industries that Can Take Credit Card Payments Anywhere

Now, certain industries will benefit the most from using mobile credit card payments. Here's a look at several of them.

Fitness Trainers

You meet with your customers at your home, their home, or a local park. How do you get paid for helping clients reach their body-weight goals? Chances are, your customers don't carry around cash and would prefer to pay by card.

You can easily take credit card payments using a mobile payment gateway, such as GoSite's payment tool.

Mobile Doctor 

Doctors making house calls are a thing of the past -- or is it? While most doctors prefer to see patients in their offices, some will still make trips to see patients with peculiar conditions.

You'll also find some medical professionals doing the same, such as physical trainers and doulas.

Make it easy for your patients to make co-payments without the need for cash.


Some people like to head to a spa on the weekend, while others prefer to get special treatment in their homes. If you're a mobile masseuse, then you know all about this.

You charge your clients by the hour, which means you likely book appointments in advance. With a mobile payment tool, you can allow customers to pay for bookings ahead of time.


You're savvy about money -- that's why your clients love you. Your role is to make their lives easier by handling all of their bookkeeping needs. Now, you can put the cherry on top by making it simple to pay your retainer or monthly fees.

When you take credit card payments anywhere, your clients can choose to pay with their card details or mobile eWallet.

Auto Detailer

Everyone is busy these days -- so much so they don't have time to make it to an auto detailer. So instead, they contact you -- a mobile auto detailer.

Your clients may consist of car dealers, auction houses, and car owners. Since you're always on the go, you don't have time to keep track of who to bill. So you charge customers on-site using your mobile payment tool.

take credit card payments

What to Look for in a Payment Processor

Intrigued by mobile payment processing yet? You should be. Now, the question is which payment processor should you choose.

Well, there are five key things you want to look for when making a selection:

  1. Is the contract flexible (scalable and easy to get out of?)?
  2. Does it put a limit or quota on your monthly transactions?
  3. Are there any hidden fees?
  4. Are the monthly rate and transaction fees reasonable?
  5. Which forms of payment does it accept (Google Pay, credit card, etc.)
  6. Does it come with an online booking feature that accepts payments virtually?
  7. Is it 100% secure?
  8. How long does it take to get funding (next day, a week)?

It's also good to have access to your dashboard using any device. With GoSite, you get all of this at a competitive rate.

Want to learn more about how to take credit card payments anywhere before you commit? Then download our free fact sheet on online payment processing today!

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